2053 Woodbridge Avenue - Edison, NJ 08817

Tuesday, October 12, 2021

E625 Newsletter

 

E625 VercammenLaw News
1.  What is a Testamentary Trust in a Will for minor children or children with problems with money
2.  Have a Power of Attorney prepared for your college children and children traveling out of state
3. September Estate Planning & Probate seminars
4 End of Summer Bash Edison September 11, 2021 
5. September Running Races
1   What is a Testamentary Trust in a Will for minor children or children with problems with money
    The Testamentary Trust in a Will is recommended when you have minor children, or children that can’t handle money.
A testamentary trust is a Trust set up inside your Will 
A regular trust is funded during your lifetime with your assets.

A Testamentary Trust in a Will is not funded until you pass away.

A funded Stand-alone Trust costs between $3,000- $4,000 to set up and usually not needed in NJ.

A Will with Testamentary Trust costs approx $500 each.
         A Testamentary Trust in a Will (sometimes referred to as a will trust or trust under will) is a trust which arises upon the death of the testator, and which is specified in his or her will.

         Testamentary trusts are distinguished from inter vivos trusts, which are created during the settlor's lifetime and funded with money.
There are four parties involved in a testamentary trust:
·       the person who specifies that the trust be created, usually as a part of his or her will, but it may be set up in abeyance during the person's lifetime. This person may be called the grantor or trustor, but is usually referred to as the settlor;
·       the trustee, whose duty is to carry out the terms of the will. He or she may be named in the will, or may be appointed by the probate court that handles the will;
·       the beneficiary(s), who will receive the benefits of the trust;
·       Although not a party to the trust itself, the probate court is a necessary component of the trust's activity. It oversees the trustee's handling of the trust.
         A testamentary trust is a legal arrangement created as specified in a person's will, and is occasioned by the death of that person. It is created to address any estate accumulated during that person's lifetime or generated as a result of a postmortem lawsuit, such as a settlement in a survival claim, or the proceeds from a life insurance policy held on the settlor. A trust can be created to oversee such assets. A trustee is appointed to direct the trust until a set time when the trust expires, such as when minor beneficiaries reach a specified age or accomplish a deed such as completing a set educational goal or achieving a specified matrimonial status.
         For a testamentary trust, as the settlor is deceased, he or she will generally not have any influence over the trustee's exercise of discretion, although in some jurisdictions it is common for the testator to leave a letter of wishes for the trustee. In practical terms testamentary trusts tend to be driven more by the needs of the beneficiaries (particularly infant beneficiaries) than by tax considerations, which are the usual considerations in inter vivos trusts.
Source https://en.wikipedia.org/wiki/Testamentary_trust
   Using a Testamentary  Spendthrift Trust in a Will for children with substance abuse issues
spendthrift trust in a Will is one of the best options when estate planning for addicts. There are several forms of this trust a parent can consider, and each has pros and cons. At its most basic, the spendthrift trust enables a parent to put spending authority in the hands of a trustee, or a trusted person who will control the reckless spending of the child. This can prevent them from wasting funds and can prevent them from using funds to purchase drugs.
Spendthrift clauses in trusts are also valuable because a parent can use them to provide necessary funds such as food, clothing, cab fare and shelter to the beneficiary, without allowing them to spend anything else. This enables a parent to offer support, even after a parent are deceased.
Finally, spendthrift clauses typically protect the funds in the estate from creditors. So long as the funds are in the trust, creditors cannot reach them. This is ideal in instances where the child may have to declare bankruptcy due to poor financial decisions while under the influence of drugs or alcohol, has a large amount of debt, or is likely to accrue a large amount of debt. However, once funds are taken out of the trust, they can be garnished by creditors. Creditors include child support, alimony, taxes, Medicaid.
In some cases, a parent may be able to set up a discretionary spendthrift supplementary needs trust, which enables the child to qualify for needs-based government benefits (SSI, Medicaid, housing, SNAP, etc.), while offering the other benefits of the trust.
The best way to set this up is to create a Testamentary Discretionary Trust with a spendthrift clause, which will come into effect after a parent are deceased. Then, the funds will be moved into trust and spending will be controlled by the trustee for the benefit of the child (the beneficiary). Source https://beginningstreatment.com/estate-planning-for-addicts/
N.J.S.A. 3B:31-68 Discretionary Powers
     Originally drafted by one of NJ’s top attorneys Glenn A. Henkel, also a past great Wrestler at St. Thomas Bishop Ahr High School Edison with Ken V on wrestling team.
  2. Have a Power of Attorney prepared for your college children and children traveling out of state
There are many good reasons to consider getting a Power of Attorney and Medical Directive for your adult "child". A prominent Monmouth County Law office wrote while you made certain decision for your child before he or she turned 18, you have no authority to take action now. In the event your child becomes ill or has a serious accident while they are away, you do not have legal right to withhold Power of Attorney, it is important to have a plan in place to deal with their health, financial, educational and legal needs.
         Durable Power of Attorney to handle finances will enable you to take care of tasks for your child. This includes: registering their car; communicating with their college about issues which fall under HIPAA, like grades and disciplinary actions; completing financial transactions at their bank, their college, etc. If your child runs in to an issue with their passport while they are overseas, you can be assured that you have the authority to help.
         Living Will or Health Care Directive is important in the event of an accident or illness. You will be able to talk to medical staff and make decisions on your child's behalf, if necessary.
         While you may never need to use these documents, it is better to be safe than sorry!
3. September Estate Planning & Probate seminars
Wills, Estate Planning & Probate Seminar
September 13, 2021 at 7PM

    This is a hybrid event! This event will take place in-person  at the Woodbridge Main Library. If you do not feel comfortable attending the event in-person we will also be streaming the event via Zoom. 

   For questions about registration to this program please contact Najea Grimes  
Library Associate
Woodbridge Public Library
George Frederick Plaza
Woodbridge, NJ 07095
732-634-4450 ext.7117
 <ngrimes@woodbridgelibrary.org>
This is where participants can register :

September 27, 2021 at 6pm
Sayreville Wills & Power of Attorney Seminar 
Sayreville Public Library via zoom
Open to the public. You do not need to be a resident. 732.727.0212
To register go to:

  September 27, 6 pm     West Windsor Mercer County Library Wills, Probate & Estate Planning 2021 Update Virtual Program GotoMeeting
Open to the public, you don't have to be a Mercer resident to attend. However, registration is required via www.mcl.org
Registrants will receive an email link for the GoToMeeting session 24 hours before the event.
   Estate administration can be very complex, and having some information before you begin can help you through the process.  
Free to Register 

Information, contact
Dennis Beebe <dbeebe@mcl.org>
Reference Librarian
West Windsor branch, Mercer County Library System
609-275-8901
4 End of Summer Bash 
Featuring: The Southern Rock All Stars inc Spider Daniels

  Saturday, September 11, 2021 
  1PM – 7 PM
  Edison Elks Pool and Grove 
Cost: $20PP for Members and Guests and friends of Ken Vercammen
Hamburgers
Hotdogs 
Sausage & Peppers 
Salads
Corn on the Cob
Watermelon 
Desserts 
Water/Soft drinks 
      *Beverages available for purchase 
         Pool is open!
Food/Dessert Donations Welcome
4PM Cannon ball contest 
6:02 pm Elks recognize 911 memorial by singing National Anthem
    Edison Elks 2487
375 Old Post Road
Edison NJ 08817-4653
(732) 985-2487
         Since Bar Anticipation is not having formal Happy Hour events 2021, Ken V will have this as our Annual Summer Blast and  invites friends, clients, professionals to attend. 


5. September Running Races for Charity often participated by Ken V
9/4  Belmar 5  mile

9/11 Brielle 10k   9am Ken V running 6.2 miles with American Flag https://runsignup.com/Race/NJ/Brielle/Brielle10K?remMeAttempt=

September 11, 9/11 Remembrance Run, Belmar, NJ – RVRR Club Event free

9-12-21 - Sunday 8:30am - Share 5k in New Providence –

9/18/21   Fallen Heroes Memorial Run Bar Anticipation, Lake Como 5k 9:00  https://raceroster.com/events/2021/49089/2021-fallen-heroes-5k 

9/18/21 Rat Race Pub Crawl Belmar   4-Miles, 4-beverage (beer and a few others) stops/checks, Celebrating 25-years of the WRAT Radio Station, $25 pays for all + you get a premium 'Rat Hash' hat, 10:17a.m. start - Maclearie Park - Belmar, NJ 07719 (Park across River Rd. if there are no parking spots left), Bar-b-Que at the end, will run partially through the San Gennaro Festival and also have a bagel and coffee stop (if you wish). This is a Coed event and this is not a serious run - JUST FUN! and scenic too! https://raceforum.com/RatHash 

9/19/21    ShopRite of Hunterdon County Race for Hunger Sunday Flemington, NJ US 08822  

9/25 KeyportFest 5K

9-26-21 - Sunday 9:00am - Hemophilia 5K Run/Walk in East Brunswick -

Shore AC Cross Country Series Sat 9/25/21 - Sat 10/30/21 Holmdel, NJ US 07733
https://runsignup.com/Race/NJ/Holmdel/AdultCrossCountrySeries

10/2 Shillelagh Belmar 5K from Bar Anticipation

Sunday, October 3 - Little Silver 5k   - Click Here for information.

10/3   Treasure Island Triathlon 600 meter swim, 10.5-mile bike, 3 mile run, Pt. Pleasant NJ  8:45 https://www.trisignup.com/Race/NJ/PTPleasant/TresureIslandSprintTriathlonDuathlonAquaBikeandKayakTriathlonand
Sat 10/09/21 5k Myrtle Beach
Sun 10/17/21 Shrewsbury 5k Classic 9am https://www.raceforum.com/shrewsbury-5k
OCTOBER 24, 2021 East Brunswick 12k & 5k  9am RVRR start EB Community Arts Center 721 Cranbury Rd. East Brunswick  a well-run RVRR event post-race we may go to Lori’s Lakeside on Farrington Lake, North Brunswick https://runsignup.com/Race/NJ/EastBrunswick/EastBrunswickRoadRaces
If you are attending any of these charity races, please call or email Ken V. at Kenv@njaws.com Often we car pool from East Brunswick /Edison or meet at these events. I update this list at http://vercammensport.blogspot.com I share these events so that even non-runners can walk or volunteer. All events help an area charity or non-profit. We encourage Americans to get off the couch and exercise .
 6. HELP WANTED - Clerk for Law Office – Answer phones, schedule appointments, envelope stuffing, misc. clerk duties 
Monday-Friday
start 8:55am 1:30 flexible
   To start  September
$15.00 per hour start
        OTHER DUTIES
-Telephone Answering
-Adding client names to computer database, open files, prepare letters, and work on client traffic ticket matters.
- Preparation of documents on Computer and mail to courts
-General Office duties in Law Office
-Update mailing/ client lists and learn marketing
-All other work needed including working on litigation cases
 A good way to learn NJ Law Office procedures
Must be dependable and committed to perfection. 
    Call Law Office of Kenneth Vercammen & Associates at 732-572-0500 if interested.
Check out our website at www.njlaws.com to see more information on our law office.

E624 Newsletter

 

E624 VercammenLaw News
1.End of Summer Bash September 11, 2021
2. Drivers must now move over when passing people walking and on bikes
3. Marijuana and Cannabis laws Update- Great explanation from Avalon Police Dept. 
4. Help Wanted - Clerk for Law Office
1.End of Summer Bash 
Featuring: The Southern Rock All Stars inc Spider Daniels
Saturday, September 11, 2021 
  1PM – 7 PM
  Edison Elks Pool and Grove 
Cost: $20PP for Members and Guests and friends of Ken Vercammen
Hamburgers
Hotdogs 
Sausage & Peppers 
Salads
Corn on the Cob
Watermelon 
Desserts 
Water/Soft drinks 
      *Beverages available for purchase 
         Pool is open!
Food/Dessert Donations Welcome
4PM Cannon ball contest 
6:02 pm Elks recognize 911 memorial by singing National Anthem
    Edison Elks 2487
375 Old Post Road
Edison NJ 08817-4653
(732) 985-2487
         Since Bar Anticipation is not having formal Happy Hour events 2021, Ken V will have this as our Annual Summer Blast and  invites friends, clients, professionals to attend. 
2. Drivers must now move over when passing people walking and on bikes
  A long-sought goal of runners, advocates finally happened  when Gov. signed the state’s first law requiring drivers to safely pass people on bikes and pedestrians/runners who are using the roads. The law allows New Jersey to catch up to 42 other states that have safe passing laws intended to reduce collisions between cars and other road users 
The bipartisan bill is similar to the “move over law” that protects first responders on highways. It would require drivers to move over one lane when passing, if it is safe to do so, or allow four feet of space between the car and the person being passed. If that is not safe to do, it would require a driver to slow to 25 mph. [...]
The bill also covers pedestrians/runners who have no choice except to walk in rural and suburban roads where there are no sidewalks.
Drivers would face a $100 fine and no motor vehicle points for violating the law. A driver who causes bodily injury could face a $500 fine and two motor vehicle points for a violation. This is helpful to cyclists, runners and triathletes.   Source By Larry Higgs | NJ Advance Media for NJ.com 
3. Marijuana and Cannabis laws Update- Great explanation from Avalon Police Dept.  
NEW JERSEY MARIJUANA / CANNABIS AND ALCOHOL LEGALIZATION INFORMATION  
     On Feb 22, 2021 Governor  signed three laws into effect which legalized cannabis, decriminalized marijuana, and included underage possession and consumption of marijuana and alcoholic beverages.
Effective immediately 
Marijuana remains illegal to possess until regulated cannabis is introduced.
Police must seize marijuana but take no enforcement action on 6 ounces or less.
New Law limits consequences for juveniles and individuals 18-20 found in possession of marijuana AND ALCOHOL
CANNABIS LEGALIZATION 
·       For adults, 6 oz. or less is not an offense.
·       Over 6 oz. is a warning for first offense
·       For individuals under 21, under 6 oz is illegal to possess, police MUST seize it but merely provide warning.
WHAT WAS PUT IN THE LAW
·       Individuals under 21, found in possession of alcohol, will be issued a WARNING ONLY!
·       Individuals under 21 MUST be issued a WARNING ONLY for possession
·       Initial law signed by Governor PREVENTED police from notifying parents of juveniles found with marijuana and alcohol.
·       The odor of marijuana or alcohol no longer constitutes reasonable suspicion to investigate, or search personal property.
NEW LAW LIMITS POLICE OFFICER RESPONSE TO COMPLAINTS FROM CITIZENS          
·       Officers SHALL NOT use the smell of marijuana, burned or raw from initiating an investigation even though it remains illegal to possess.
·       Officers SHALL NOT use observations (plain sight) as evidence to initiate a stop or conduct a search for marijuana or alcohol
·       Officers SHALL NOT ask a juvenile for consent to search for alcohol or marijuana.
·       Officers who mistakenly violate any of these provisions may be charged criminally with a third degree crime.
·       Being intoxicated by alcohol or drugs in public is NO LONGER an offense.
·       Possession of marijuana in a motor vehicle is NO LONGER an offense.
Legalization of Cannabis   Frequently Asked Questions 
In November, 2019, New Jersey voters approved a public question by a two to one margin that asked voters if they would favor a constitutional amendment legalizing a controlled form of marijuana called “cannabis”. It stated only adults at least 21 years of age could use cannabis. Since approval, New Jersey lawmakers and the Governor have approved remarkable and significant legislation that legalizes cannabis and decriminalizes marijuana. The Governor and lawmakers have also removed legal consequences for juveniles and adults 18-20 for possessing marijuana and have included alcohol. The law prevents officers from using the smell or sight of marijuana or alcohol to initiate an investigation and threatens third degree criminal charges for police officers making mistakes while investigating offenses, making enforcement difficult, if not impossible.
This FAQ is presented by the Avalon Police Department to provide information to the public regarding the new law and what is enforceable, and not enforceable, by local authorities and governing bodies.
1.   Is marijuana currently legal to possess in New Jersey (other than medical)? NO. Currently, Marijuana remains illegal to possess as there is no legal, regulated form of cannabis, and are no regulated cannabis dispensaries. However, the recent legislation in New Jersey has legalized regulated cannabis, therefore when dispensaries become operational, it will be legal to possess regulated cannabis in approved quantities.
2.   Did the law include alcohol for juveniles and minors 18-20? Yes Possession of alcohol by a juvenile, or person 18-20 year of age now has little consequences. Although still technically not permitted, possession of alcohol would result in merely a warning for first, and all subsequent offenses. Police may seize the alcohol but have significant limitations while doing so.
3.   What are the consequences for adults over 21, if caught with 6 ounces or less of marijuana in public? Even though it currently remains illegal to possess, there are no consequences as it is no longer considered an offense. The marijuana will be seized and the adult would be released.
4.   What are the consequences for those 18-20, caught with 6 ounces or less of marijuana in public? Even though it currently remains illegal to possess, the only consequence is a warning for the first and all subsequent offenses.
5.   What are the consequences for juveniles under 18 caught with under 6 ounces of marijuana or Alcohol? Even though it remains illegal, the only consequence is a warning for first and all subsequent offences, and parents will be notified, if the police are able to determine parent’s identity.
6.   Is it true that police cannot inform parents of juveniles that are caught with six ounces of marijuana or alcohol? The original law signed by the Governor on February 22, 2021 made it illegal for police to inform the parents of juveniles caught with marijuana or alcohol. The law threatened third degree charges against police for doing so. In March 2021, a clean-up bill was signed into law reversing this, now making it mandatory that parents are notified by police. However, juveniles typically do not possess a legal form of Identification and may not be cooperative, therefore it will be difficult, if not impossible, to obtain parents correct information.
7.   Is it legal to possess medical cannabis? Yes If you have a legal medical marijuana card and prescribed medical cannabis from a licensed practitioner, and obtained it legally, there are no changes.
8.   Is cannabis use permissible on private property by adults? Yes. Provided that the amount is under six (6) ounces, Law enforcement has no enforcement capabilities of the use of cannabis on private property. New Jersey has decided that people can use cannabis inside their homes, or outside on private property. If police are called to a complaint of cannabis being smoked on private property, they are powerless to do anything about it. Prohibiting smoking of any substance on private property is still possible by way of lease agreement.
9.   Is cannabis use permissible on public property? It depends. Municipalities may, at their own discretion, prohibit smoking of any products on public properties that they deem necessary. That may include, but is not limited to, beaches, parks, playgrounds, athletic fields, boardwalks, etc. Per local ordinance, an adult could be issued a citation if approached by law enforcement and reminded of the smoking prohibition on public property. The violation would be a petty disorderly person’s offense.
10.     What should I do, if I observe or smell marijuana or any substance in public? Call the police. Whenever you believe a violation of law or ordinance is being committed, even if you are not positive, you should always call the police and provide as much information as possible. The police will make the determination based on legal relevant information if there is any basis for action to be taken. The police are no longer permitted to use the smell or sight of marijuana to initiate an investigation.
11.     Is it reasonable to expect law enforcement to catch everyone who smokes on public property? No, that is an impossible task. Even with additional officers assigned for the summer, there should be no reasonable expectation that everyone who elects to smoke cannabis or another smoking product on public property will be caught and provided with a citation.
12.     Is it true that police officers themselves could be charged with a crime relating to an investigation into cannabis? Yes, especially relating to juveniles and minors 18-20. If an officer sees cannabis, smells it, they are still prohibited from initiating and investigation, the officer could be charged with a third degree crime “Official depravation of Civil Rights”. If an officer investigates for an “unreasonable amount of time”, the officer would be charged with a third degree crime. The amount of time is not defined by law. Officers must activate body cameras at all times when dealing with cannabis or underage alcohol related offenses or they could be charged with a crime of tampering with a government record.
13.     Can the mere odor of marijuana provide law enforcement with a suspicion that an adult is committing an offense? No. Despite years of training and experience to the contrary, New Jersey now forbids police from using the smell of marijuana to initiate an investigation. Additionally, any possession of marijuana six ounces or less is no longer an offense. Additionally, law enforcement is prohibited from initiating a stop or a search even if they can see the cannabis in plain sight.
14.     What can the police do if someone, even a juvenile, is observed intoxicated by marijuana, alcohol or drugs in public? It depends Being under the influence of drugs or alcohol is no longer an offense as per the new law. However, police are required to care for people that may be a danger to themselves or others. Ex: if a juvenile is intoxicated from alcohol or drugs, based on the new law, there is nothing police can do about it, not even notify their parents. If the intoxication can reasonably be believed to put the individual in danger, the police may intervene for the person’s safety only, through the community care or emergency aid doctrine.
15.     What are the consequences for juveniles, and those 18-21 for using, possessing marijuana, cannabis, or alcohol? A first offense results in a written warning, and notice to parents for juveniles. A second offense is a written warning and providing information on drug addiction, and notification of parents for juveniles. A third and all subsequent offenses result in a written warning and reference to a drug treatment facility, although there is no obligation on the minor to actually report to the facility.
16.     Since warnings are mandatory as per law, will the state have a warning tracking system? NO The New Jersey Attorney General has declined to produce a statewide warning tracking system. It is recognized that juveniles, and those 18-20 will seldom be cooperative, therefore a warning system would be ineffective. Therefore, it is not actually practical that the required warnings will be able to be tracked effectively.
17.     Are there prior offenses that are no longer offenses in New Jersey relating to marijuana and alcohol? Yes. Possession of drug paraphernalia, failure to dispose property, possession of marijuana in a motor vehicle, and being under the influence of alcohol and/or marijuana in public are no longer criminal offenses in New Jersey as per the new legislation.
18.     Is driving while intoxicated still illegal in New Jersey? YES If drivers are intoxicated from alcohol or any drug, (even those legally prescribed) they will be arrested and charged accordingly. Avalon Police officers will continue to receive specialized training to determine if drivers are impaired and will have zero tolerance for this dangerous activity.
Source https://avalonpolice.org/2021-marijuana-and-cannabis-information/
        These laws can only change on the State level. If you are concerned about the law you should direct your comments to the Governor’s office or Senators here:  https://www.nj.gov/governor/contact/.
4. HELP WANTED - Clerk for Law Office – Answer phones, schedule appointments, envelope stuffing, misc. clerk duties 
Monday-Friday
start 8:55am 1:30 flexible
   To start  September
$15.00 per hour start
        OTHER DUTIES
-Telephone Answering
-Adding client names to computer database, open files, prepare letters, and work on client traffic ticket matters.
- Preparation of documents on Computer and mail to courts
-General Office duties in Law Office
-Update mailing/ client lists and learn marketing
-All other work needed including working on litigation cases
 A good way to learn NJ Law Office procedures
Must be dependable and committed to perfection. 
    Call Law Office of Kenneth Vercammen & Associates at 732-572-0500 if interested.
Check out our website at www.njlaws.com to see more information on our law office.